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LARGER VERSION

Christopher Smith

RBC Bank (USA)

IDENTITY THEFT

This morning we had light attendance due to the long holiday weekend, but an attentive group nonetheless. Prez Todd reminded the assembled of important dates upcoming: Bowl-a-thon, Prospective Member Wine & Cheese, District Conference, Dolphins Game Outing and more – it’s a busy fall!

Our guest speaker was Christopher Smith, Community Outreach Specialist with RBC Bank (USA). His topic was identity theft – how to minimize your risk and what to do if you are a victim. Identity theft affects more than 7 million people annually. Smith advises that you obtain a copy of your credit report from each of the three major credit bureaus once a year, laddering them every 4 months, so that you can review for accuracy and check for unauthorized transactions.

If you are a victim, act quickly and rationally and:

· Contact all creditors for accounts that have been used or opened fraudulently

· Notify ALL credit reporting agencies

· File a police report

· File a report with the FTC

For a free annual credit report, visit www.annualcreditreport.com . To reach the FTC, call 1-877-IDTHEFT (438-4338) or visit www.consumer.gov/idtheft.

Steve Holt drew the 50/50 chance, but not the Ace – and the pot rolls over again ….

(Thanks to Ace Cub Reporter Miss Pat for this update and picture)